With the COVID-19 pandemic causing many people to borrow more or fall behind on payments, the personal-finance website WalletHub analyzed the average credit scores of residents in all 50 states and just released its report on 2020's States with the Highest & Lowest Credit Scores, along with accompanying videos and audio files. Below, you can see highlights from the report, as well as a WalletHub Q&A.
| Highest Credit Scores | Lowest Credit Scores |
| 1. Minnesota (720) | 41. West Virginia (673) |
| 2. Hawaii (709) | 42. Arkansas (673) |
| 3. Washington (709) | 43. Oklahoma (672) |
| 4. North Dakota (709) | 44. South Carolina (671) |
| 5. South Dakota (707) | 45. Kentucky (671) |
| 6. Oregon (707) | 46. Georgia (670) |
| 7. Montana (706) | 47. Texas (669) |
| 8. Massachusetts (705) | 48. Louisiana (664) |
| 9. Nebraska (704) | 49. Alabama (662) |
| 10. New Hampshire (703) | 50. Mississippi (657) |
